Life & Health Insurance

John is a close friend, and because I am in the insurance business, he bounces ideas off me when we get together. He loves talking about his family. John has five grandchildren, with a sixth on the way. All his life, his goal was to provide for his family while trying to give them every…

What are the advantages of offering an employer group health insurance plan for your company? Over the last several months I have talked to many small employers that have asked me if they should offer an employer group health plan for their employees versus the individual plans they currently offer.  Both are good solutions and…

In an October 8th, 2020 Star Tribune article, the headline announced that the average family now pays more than $21,000 per year for health insurance. This data came from the Kaiser Family Foundation survey. While the survey focused on the employer market, premiums for the Individual & Family market are also challenging for most people.…

Life Insurance Awareness Month happens every September, and while some people have the notion that this level of protection is a scam, the hard truth remains that it is inevitable that you will eventually die.  Hopefully it won’t be for many years… but it will happen.  It’s intended to assist your loved ones financially when…

Snow shoveling can be a laborious but inevitable winter chore.  Between the snow and ice storms in the colder regions of the U.S., the responsibility to clear your sidewalk, driveway, and various other paths are on the to-do list.  Snow shoveling may seem like a no-brainer, but many people don’t complete the task as effectively…

Riding the school bus for the first time is a big step for your child. Help your kids get a gold star in school bus safety by following these tips, brought to you by Farmers Union Insurance Agency. The Hard Facts about School Bus Safety School buses are the safest way to get children to…