Life Insurance is for the Living

Life insurance is more than just a financial product; it’s a cornerstone of economic security and peace of mind. It’s a promise to your loved ones that they will be cared for and supported even in the face of the unthinkable. Life insurance provides a safety net to help cover everyday expenses, pay off debts,…

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Secure Life Insurance for Your Loved Ones

Aaron Clark, a Sales Executive at OCI, is a strategic partner for Farmers Union Agency. Aaron is an expert in life insurance and works closely with FUA agents and clients that are interested in life insurance coverage. Sandy Shapiro, Director of Sales – Health & Life at Farmers Union Agency,  sat down with Aaron to…

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How to Stay Safe During the 4th of July Holiday

As the 4th of July draws near, anticipation grows for barbecues, fireworks, and festive gatherings. However, along with the celebrations, the holiday also increases the risk of accidents and insurance claims. To keep your Independence Day joyful and accident-free, it’s crucial to be aware of common risks and how to prevent them. Here are some…

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The Importance of Long-Term Care

Aaron Clark, a Sales Executive at OCI, serves as a strategic partner for Farmers Union Agency. He specializes in Long Term Care Insurance (LTC) and collaborates closely with FUA Agents and clients interested in this coverage. Recently, Sandy Shapiro interviewed Aaron to explore the most frequently asked questions about Long Term Care Insurance: Shapiro: What…

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How Disability Insurance Became a Lifeline for a Family in Crisis

Just over one in four of today’s 20-year-olds will become disabled before they retire. Most working adults in the United States have with­out disability insurance other than the basic cov­erage available through Social Security. At Farmers Union Agency, our agents can help you find disability insurance solutions and simplify a complicated insurance situation to meet…

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Life Insurance for Children

John is a close friend, and because I am in the insurance business, he bounces ideas off me when we get together. He loves talking about his family. John has five grandchildren, with a sixth on the way. All his life, his goal was to provide for his family while trying to give them every…

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Group Health Plan Advantages for Your Company

What are the advantages of offering an employer group health insurance plan for your company? Over the last several months I have talked to many small employers that have asked me if they should offer an employer group health plan for their employees versus the individual plans they currently offer.  Both are good solutions and…

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The Challenge of Health Care Costs

In an October 8th, 2020 Star Tribune article, the headline announced that the average family now pays more than $21,000 per year for health insurance. This data came from the Kaiser Family Foundation survey. While the survey focused on the employer market, premiums for the Individual & Family market are also challenging for most people.…

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10 Things You Didn’t Know About Life Insurance

Life Insurance Awareness Month happens every September, and while some people have the notion that this level of protection is a scam, the hard truth remains that it is inevitable that you will eventually die.  Hopefully it won’t be for many years… but it will happen.  It’s intended to assist your loved ones financially when…

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Snow Shoveling Tips, Tools and Techniques

Snow shoveling can be a laborious but inevitable winter chore.  Between the snow and ice storms in the colder regions of the U.S., the responsibility to clear your sidewalk, driveway, and various other paths are on the to-do list.  Snow shoveling may seem like a no-brainer, but many people don’t complete the task as effectively…

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