Home & Auto Insurance

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Customized coverage for your home, auto and recreational vehicles

While home and auto insurance are generally required, there are many choices on types and levels of coverage. Your FUA agent will take the time to get to know you and advise you on coverage to best protect your vehicles, home, possessions and other structures on your property.

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Homeowner's Protection

When something happens, it’s important to have a real person in your corner who can offer you personalized, professional help. Let FUA guide you through the steps toward protecting your home & belongings.

  • Dwelling coverage: Protect your home and any other structures on your property.
  • Personal property coverage: This type of coverage could help pay for repairs or replacement in case of stolen or damaged belongings.
  • Liability coverage: If someone is injured at your home, homeowner’s insurance can cover potential expenses.
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Upgrade your protection with Umbrella Insurance

Umbrella insurance acts as your financial safety net, providing an extra layer of liability coverage when your home or auto policy falls short. Safeguard your assets and future with expanded protection that covers:

Increased Liability Limits

Extra coverage beyond your home, auto, or recreational vehicle policies to protect your financial wellbeing

Injuries & Property Damage

Coverage for damages or injuries to others that you may be held responsible for

Legal Costs

Defense fees, legal settlements, and other costs related to lawsuits

Global Protection

In many cases, umbrella insurance can provide coverage even when you're traveling abroad

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Auto & Recreational Vehicle Protection

With numerous options and coverage levels, we simplify the auto and recreational vehicle insurance process so you can understand your choices and make confident decisions.

  • Auto coverage: Your FUA agent can quickly shop many insurance companies to find a rate and coverage level that’s right for you.
  • Recreational vehicle coverage: Protect your RV, camper, watercraft, motorcycle, four-wheeler or other recreational vehicle from theft, fire or accidents.
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Behind the Shield

Helpful news to make the most of your insurance and learn more about FUA.

FUA Presents $10,000 ‘Make More Happen’ Award to The Open Door
At Farmers Union Agency, giving back to the communities we serve is at the heart of everything we do. Recently, we had ...
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Resilience, Relationships, and Real Protection – Agent Chris Sanders
Chris Sanders’ path to becoming a trusted insurance professional wasn’t built overnight. It was shaped by resilience, community roots, and an unwavering ...
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Farmers Union Agency Named Big I Minnesota’s 2026 Agency of the Year
Receiving the Agency of the Year Award from The Big I of Minnesota is a meaningful milestone for Farmers Union Agency and ...
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Where Family, Community, and Coverage Come Together – Agent Mike Panka
Mike Panka’s roots in agriculture and community run deep. He grew up on a family farm near Ivanhoe, Minnesota, alongside four siblings, ...
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A Family-Run Agency with a Legacy of Service in Northwest Minnesota – Agents Jay & Brady Swanson
For Jay Swanson, insurance has never been just a business, it’s an extension of a life shaped by agriculture, service, and community ...
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FUA Wins the Make More Happen Award From Liberty Mutual
Farmers Union Agency Earns Make More Happen™ Award for Supporting The Open Door Liberty Mutual and Safeco Insurance have awarded Farmers Union ...
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