How to Prevent Grain Bin Suffocation

The tragedy repeatedly makes news headlines: People entrapped in grain storage bins with only seconds to react before they are engulfed and suffocated. Understanding how people get trapped in grain bins Scenario 1: A worker enters the top of a grain bin, and the auger begins running to unload the grain. Within five seconds, the…

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How to Develop an Effective Safety Committee

A safety committee is an important tool to have for any organization. A group of dedicated employees within the company that are focused on making the workplace safer can make a big difference for any company. While forming a safety committee is a great idea, many safety committees fail because they fall into one or…

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Developing a Fleet Safety Program

Fleet safety controls, when properly established and maintained, are the most effective means of protecting a fleet from loss. The planning and enforcement of these programs should ideally be led by a company’s top management. Top management support and leadership is crucial to the program’s success. Ideally, this support should be shown daily. The need…

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The Challenge of Health Care Costs

In an October 8th StarTribune article, the headline announces that the average family now pays more than $21,000 per year for health insurance. This data came from the Kaiser Family Foundation survey. While the survey focused on the employer market, premiums for the Individual & Family market are also challenging for most people. As I…

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Farmers Union Agents Distribute COVID Relief Checks

Thanks to company partner National General’s COVID Relief Initiative, several of our fabulous Agents were able to donate $500 each to local non-profits directly affected by the COVID shutdown. Most of our Agents were able to meet with non-profit leaders to distribute COVID relief checks while adhering to social distancing guidelines.  Here are their stories:…

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Farmers Union Agency Fall Coat Drive September 1 – October 2, 2020

Millions of Americans can’t afford warm coats for their family this winter. Farmers Union Agency will be holding a Fall Coat Drive September 1 through October 2, 2020 in correlation with national non-profit One Warm Coat!   Did you know? 1 in 5 American children is living in poverty. For the nearly 39 million Americans living…

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Insurance Implications of a Fire Pit, Grill or Gas Fireplace

In our final of three blog entries about the insurance implications of attractive nuisances like treehouses, swing sets, and swimming pools, we will talk about the dangers of a fire pit, grill or gas fireplace. Is a fire pit, grill or gas fireplace an attractive nuisance? To review, an attractive nuisance is a feature on…

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Insurance Implications of Your Swimming Pool, Hot Tub and Water Feature

As summer gets rolling, people start looking forward to spending time outdoors.  Kids especially look forward to spending time in a swimming pool when the hot weather hits.  While parents should be encouraging their kids to be active, it’s important to be aware of the potential dangers they could face in their outdoor environments, especially…

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Insurance Implications of Trampolines, Swing Sets and Tree Houses

As summer approaches, people start looking forward to spending time outdoors.  Kids especially get excited about playing outside on their trampolines.  While parents should be encouraging their kids to be active, it’s important to be aware of the potential dangers they could face in their outdoor environments, especially in the summertime.  In fact, the National…

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Internet Speeds Are Slowing Due to COVID-19. Here Are Some Tips.

A large number of Americans are now working from home due to the COVID-19 outbreak, and students are finishing up the school year remotely.  As a result, internet speeds are beginning to lag nationwide as people try to stream, videoconference, and download at much higher rates than ever before. The New York Times reports that…

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