Posts by cinchws
Five New Year Resolutions for Your Business
Make 2021 safer, healthier, and more effective by taking on these resolutions for your business: Develop an emergency preparedness program. Establish guidelines for medical, severe weather, and fire emergencies. Practice these procedures with all employees, reinforce them at all levels of the company, and post reminders in high traffic areas. Make sure you have an…
Read MoreGroup Health Plan Advantages for Your Company
What are the advantages of offering an employer group health insurance plan for your company? Over the last several months I have talked to many small employers that have asked me if they should offer an employer group health plan for their employees versus the individual plans they currently offer. Both are good solutions and…
Read MorePrevent Carbon Monoxide Poisoning
Tips to help keep workers safe inside your facility when it’s cold outside The risk of carbon monoxide (CO) exposure escalates during cold winter months when doors, windows and other sources of natural ventilation may be closed. Large amounts of CO can overcome a worker in minutes, causing a loss of consciousness and suffocation or…
Read MoreHow to Prevent Grain Bin Suffocation
The tragedy repeatedly makes news headlines: People entrapped in grain storage bins with only seconds to react before they are engulfed and suffocated. Understanding how people get trapped in grain bins Scenario 1: A worker enters the top of a grain bin, and the auger begins running to unload the grain. Within five seconds, the…
Read MoreHow to Develop an Effective Safety Committee
A safety committee is an important tool to have for any organization. A group of dedicated employees within the company that are focused on making the workplace safer can make a big difference for any company. While forming a safety committee is a great idea, many safety committees fail because they fall into one or…
Read MoreDeveloping a Fleet Safety Program
Fleet safety controls, when properly established and maintained, are the most effective means of protecting a fleet from loss. The planning and enforcement of these programs should ideally be led by a company’s top management. Top management support and leadership is crucial to the program’s success. Ideally, this support should be shown daily. The need…
Read MoreThe Challenge of Health Care Costs
In an October 8th, 2020 Star Tribune article, the headline announced that the average family now pays more than $21,000 per year for health insurance. This data came from the Kaiser Family Foundation survey. While the survey focused on the employer market, premiums for the Individual & Family market are also challenging for most people.…
Read MoreFarmers Union Agents Distribute COVID Relief Checks
Thanks to company partner National General’s COVID Relief Initiative, several of our fabulous Agents were able to donate $500 each to local non-profits directly affected by the COVID shutdown. Most of our Agents were able to meet with non-profit leaders to distribute COVID relief checks while adhering to social distancing guidelines. Here are their stories:…
Read MoreFarmers Union Agency Fall Coat Drive September 1 – October 2, 2020
Millions of Americans can’t afford warm coats for their family this winter. Farmers Union Agency will be holding a Fall Coat Drive September 1 through October 2, 2020 in correlation with national non-profit One Warm Coat! Did you know? 1 in 5 American children is living in poverty. For the nearly 39 million Americans living…
Read MoreInsurance Implications of a Fire Pit, Grill or Gas Fireplace
In our final of three blog entries about the insurance implications of attractive nuisances like treehouses, swing sets, and swimming pools, we will talk about the dangers of a fire pit, grill or gas fireplace. Is a fire pit, grill or gas fireplace an attractive nuisance? To review, an attractive nuisance is a feature on…
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