Life Insurance
Life insurance options to protect what matters most
Purchasing life insurance doesn’t need to be overwhelming – and with FUA, your agent will handle the process from start to finish. Our independent agents use a solutions-based approach to help you protect what you care about most, whether you’re seeking coverage for your family or your employees.
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Life Protection
Term Life Insurance
Best for individuals who need life insurance for a specific time period, term life coverage allows you to adjust your policy length to match the length of your insurance needs and typically entails a lower premium.
Permanent Life Insurance
If you want lifelong coverage, a permanent policy (whole, universal or variable) could be your best option. While you will pay a higher premium in the short term, permanent coverage allows you to accumulate cash value over time and pays a death benefit regardless of when you die.
Long-Term Care Protection
Long-term care insurance provides financial support for the care you may need as you age or face a chronic illness, helping cover the cost of personal and custodial care when you can no longer manage daily tasks on your own. This coverage applies in a variety of settings, whether at home or in a professional care environment, giving you more control over your care options while helping to protect your savings and ease the burden on loved ones.
Disability Income Protection
If an illness or injury prevents you from working for an extended period, Disability Income Insurance can help replace a portion of your lost income, including bonuses and commissions. This coverage provides financial stability when you need it most, helping you maintain your lifestyle and meet ongoing expenses. Even if you have group long-term disability insurance through your employer, it may not fully cover your needs – having additional protection ensures you’re better prepared for the unexpected.
Annuities
Annuities provide a reliable stream of income, offering tax advantages and the potential for tax-deferred growth over time—all without contribution limits. Designed to help safeguard your financial future, annuities ensure that your retirement income remains protected, even during market downturns. With the ability to provide a steady source of income for life, annuities offer financial security and peace of mind that few other investment options can match.
Behind the Shield
Helpful news to make the most of your insurance and learn more about FUA.
Protection and Support When It Matters Most – Agent Daylon Faber
Real-Life Insurance Stories That Changed Everything – Agent Joel Harmoning
Rooted in Trust, Grown with Care: The Legacy of Cattnach Insurance – Agent Barb Anderson
Navigating Boating Insurance in Minnesota
Farmers Union Agency Named a ‘Power 10 Agency’ & Personal Lines ‘Platinum Agency’ by Western National Insurance Group
